Applying online with GreenStone is simple and convenient! Here’s what you need to know.

Our territory and more

You are ready to live the country life in Michigan or northeast Wisconsin—GreenStone is here to help!
Using our Online Loan Application, you can apply for the following country living loan products:

  • Vacant and Recreational Land Financing
  • Home Site Loans
  • Home and Building Construction Loans
  • Country Home Mortgages

Vacant Recreational Land Financing

Construction Loans

Home Mortgages

GreenStone also serves as the largest local agricultural lender, providing financial services and loan products to the agricultural industry - including short, intermediate and long-term loans, equipment and building leases, life insurance, crop insurance, accounting and tax services. If you are interested in agricultural financing, please click Request Help above and we will be in touch.

Application essentials

Our secure Online Loan Application should take approximately 15 minutes to complete. We’ll ask you questions about yourself and any co-applicant(s) you list on your application, such as details regarding your property, income, liabilities, and assets. Having the following information available will help you more easily answer these questions, and will expedite your application during the loan review process:

  • Pay stubs for the last 30 days
  • Past two years of W-2s or IRS Tax Returns
  • Two months of banking statements
  • Verification of investments and 401k

To accurately review your application, we will need to pull your credit report. Rest assured, this type of credit inquiry will only impact your score by approximately 3-5 points for six months.

Starting your application

When you are ready to begin, click the Let’s Get Started button below. Because you will be sharing personal information with us, you will be required to set up a simple My Access Lite account. This will allow you to securely complete your application, or if needed, save and return to it later. If you'd prefer, you could elect to create a full My Access account, which takes only a few minutes and unlocks many convenient features, such as our secure File Exchange, which you can use during the loan review process of your application and beyond.

Loan review process

Once you submit your Online Loan Application, and authorize us to pull your credit, our team will get to work! Your loan request will be sent to your local branch where your financial services officer will review your application within two business days. Depending on your loan request, they may require additional documentation, which can be sent securely and conveniently through the same My Access account you created during the application process. As your application and information is being reviewed and verified, your financial services officer will keep you updated and provide you with information related to your loan application.

Following a loan, which is good for 90 days, we will order an appraisal, title insurance, and lock your interest rate. This process normally takes 3-5 weeks.

Finalizing your loan

Before you know it, it will be time to schedule your closing. We will work with you to find a convenient location, such as your local GreenStone branch, title company, home, or maybe even your favorite coffee shop!

If you need assistance at any point, just click Request Help. Let us know the best way to reach you, and we will contact you to answer any questions you may have.

Already have a loan in process? Simply click on the Resume Existing Application button below and enter the Username and Password you previously created. You will be taken to your account where you can complete your application.